Description
*** This seminar is for CHARTHOUSE CLIENTS ONLY ***
The rules for RMDs have changed in recent years, and have become more complicated than they used to be. We'll cover the basics regarding ages when RMDs start and how they are calculated. Then we will expand into discussing implications for your overall tax scenario, and the effects on your beneficiaries when they inherit your pre-tax accounts from you. We will discuss:
- How to determine when you must start taking RMDs
- How the IRS calculates your RMD
- RMD deadlines and how to avoid penalties
- How to use "IRA Clustering" for RMD efficiency
- Special rules for 401Ks and other employer-based plans
- Advanced strategy: QCD (Qualified Charitable Distribution)
- RMD effects on Social Security taxation
- Inherited IRA RMDs and the impacts for your heirs
Presented by: Cyndi Stewart, ChFC
Date and Time
Sat, Apr 25, 2026
11:00a - 12:00p EST
Location
Charthouse Main Office
Note
Please park in the upper parking lot in front of the building on Route 5. If you see a gate, you are at the entrance to the lower parking lot behind the building. You can disregard the "reserved" signs and use any parking spot in the front parking lot for this event.